SOVEREIGN BANK

SHAWNEE, OK | Large | Est. Oct. 29, 1984, midnight | FDIC #25738 | RSSD #396253 | FED
Latest Report: 2025-12-31

SOVEREIGN BANK is aln large FDIC-insured commercial bank headquartered in SHAWNEE, OK, established in Oct. 29, 1984, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.1B. Profitability stands at 0.68% ROA and 6.00% ROE, with a net interest margin of 4.23%. The bank's CET1 capital ratio is 9.03%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.17%. FDIC Certificate #25738.

Assets

$1.4B

Deposits

$1.1B

Loans

$1.1B

Equity

$154M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 6.00%
Net Interest Margin (NIM) 4.23%
Yield on Assets 6.72%
Cost of Funds 3.69%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.17%
NPA Ratio 0.02%
ACL / Loans 1.36%

Capital & Liquidity

CET1 Ratio 9.03%
Tier 1 Capital 9.03%
Total Capital Ratio 9.48%
Leverage Ratio 10.81%
Loan-to-Deposit 95.22%

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