FIRST NATIONAL BANK OF FORT STOCKTON

FORT STOCKTON, TX | Small | Est. Oct. 1, 1958, midnight | FDIC #17913 | RSSD #397456 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF FORT STOCKTON is asn small FDIC-insured commercial bank headquartered in FORT STOCKTON, TX, established in Oct. 1, 1958, midnight. As of 2025-12-31, the bank reported total assets of $157M and total deposits of $141M. Profitability stands at 0.98% ROA and 12.08% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 9.48%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 30.97%. FDIC Certificate #17913.

Assets

$157M

Deposits

$141M

Loans

$79M

Equity

$15M

Profitability

Return on Assets (ROA) 0.98%
Return on Equity (ROE) 12.08%
Net Interest Margin (NIM) 4.32%
Yield on Assets 5.29%
Cost of Funds 0.98%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.79%
Texas Ratio 30.97%
NPA Ratio 3.33%
ACL / Loans 2.28%

Capital & Liquidity

CET1 Ratio 9.48%
Tier 1 Capital 9.48%
Total Capital Ratio 9.95%
Leverage Ratio 12.09%
Loan-to-Deposit 56.28%

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