LEGACY BANK & TRUST COMPANY

MOUNTAIN GROVE, MO | Large | Est. Oct. 17, 1907, midnight | FDIC #22319 | RSSD #397755 | FED
Latest Report: 2025-12-31

LEGACY BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in MOUNTAIN GROVE, MO, established in Oct. 17, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.5B. Profitability stands at 1.15% ROA and 9.08% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 12.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 1.33%. FDIC Certificate #22319.

Assets

$1.9B

Deposits

$1.5B

Loans

$1.5B

Equity

$236M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 9.08%
Net Interest Margin (NIM) 3.77%
Yield on Assets 6.74%
Cost of Funds 3.55%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.33%
NPA Ratio 0.18%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 12.37%
Tier 1 Capital 12.37%
Total Capital Ratio 12.99%
Leverage Ratio 12.76%
Loan-to-Deposit 98.98%

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