BanksMCCLAVE STATE BANK

MCCLAVE STATE BANK

MC CLAVE, COMicroEst. March 9, 1920, midnightFDIC #11261RSSD #399357FDIC
Latest · 2025-12-31

MCCLAVE STATE BANK is an FDIC-insured commercial bank headquartered in MC CLAVE, CO, established in March 9, 1920, midnight. As of 2025-12-31, the bank reported total assets of $84M and total deposits of $72M. Profitability stands at 1.23% ROA and 9.90% ROE, with a net interest margin of 4.72%. CET1 capital ratio: 12.36%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 2.39%. Operates 2 domestic branches.

Assets
$84M
Deposits
$72M
Loans
$72M
Equity
$10M

Profitability

Return on Assets (ROA)1.23%
Return on Equity (ROE)9.90%
Net Interest Margin4.72%
Yield on Assets7.62%
Cost of Funds3.06%

Asset Quality

NPL Ratio0.38%
Net Charge-Off Ratio0.00%
Texas Ratio2.39%
NPA Ratio0.32%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio12.36%
Tier 1 Capital12.36%
Total Capital Ratio12.98%
Leverage Ratio12.82%
Loan-to-Deposit100.03%

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