CNB BANK

CLEARFIELD, PA | Large | Est. Jan. 27, 1934, midnight | FDIC #13876 | RSSD #399517 | FED
Latest Report: 2025-12-31

CNB BANK is aln large FDIC-insured commercial bank headquartered in CLEARFIELD, PA, established in Jan. 27, 1934, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.1B. Profitability stands at 1.70% ROA and 15.31% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 13.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 4.16%. FDIC Certificate #13876.

Assets

$8.4B

Deposits

$7.1B

Loans

$6.5B

Equity

$933M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 15.31%
Net Interest Margin (NIM) 3.92%
Yield on Assets 6.03%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio 0.08%
Texas Ratio 4.16%
NPA Ratio 0.50%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 13.34%
Tier 1 Capital 13.45%
Total Capital Ratio 14.22%
Leverage Ratio 10.50%
Loan-to-Deposit 90.95%

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