BanksCNB BANK

CNB BANK

CLEARFIELD, PALargeEst. Jan. 27, 1934, midnightFDIC #13876RSSD #399517FED
Latest · 2025-12-31

CNB BANK is an FDIC-insured commercial bank headquartered in CLEARFIELD, PA, established in Jan. 27, 1934, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $7.1B. Profitability stands at 1.70% ROA and 15.31% ROE, with a net interest margin of 3.92%. CET1 capital ratio: 13.34%, well above regulatory minimums. NPL ratio: 0.61% · Texas Ratio: 4.16%. Operates 59 domestic branches.

Assets
$8.4B
Deposits
$7.1B
Loans
$6.5B
Equity
$933M

Profitability

Return on Assets (ROA)1.70%
Return on Equity (ROE)15.31%
Net Interest Margin3.92%
Yield on Assets6.03%
Cost of Funds2.21%

Asset Quality

NPL Ratio0.61%
Net Charge-Off Ratio0.08%
Texas Ratio4.16%
NPA Ratio0.50%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio13.34%
Tier 1 Capital13.45%
Total Capital Ratio14.22%
Leverage Ratio10.50%
Loan-to-Deposit90.95%

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