RICHTON BANK & TRUST COMPANY is amn micro FDIC-insured commercial bank headquartered in RICHTON, MS, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $51M and total deposits of $42M. Profitability stands at 0.75% ROA and 4.79% ROE, with a net interest margin of 4.01%. The bank's CET1 capital ratio is 15.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11817.
Assets
$51M
Deposits
$42M
Loans
$21M
Equity
$8M
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