FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION

FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in SEGUIN, TX, established in July 1, 1983, midnight. As of 2025-12-31, the bank reported total assets of $559M and total deposits of $497M. Profitability stands at 1.42% ROA and 14.14% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 18.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.58%. FDIC Certificate #24603.