NEVADA BANK AND TRUST COMPANY

CALIENTE, NV | Small | Est. June 21, 1978, midnight | FDIC #22669 | RSSD #400767 | FDIC
Latest Report: 2025-12-31

NEVADA BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CALIENTE, NV, established in June 21, 1978, midnight. As of 2025-12-31, the bank reported total assets of $219M and total deposits of $197M. Profitability stands at 0.97% ROA and 9.73% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 9.85%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.09%. FDIC Certificate #22669.

Assets

$219M

Deposits

$197M

Loans

$70M

Equity

$22M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 9.73%
Net Interest Margin (NIM) 3.99%
Yield on Assets 4.61%
Cost of Funds 0.63%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.33%
Texas Ratio 0.09%
NPA Ratio 0.01%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 9.85%
Tier 1 Capital 9.85%
Total Capital Ratio 10.34%
Leverage Ratio 11.74%
Loan-to-Deposit 35.34%

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