CENTURY SAVINGS AND LOAN ASSOCIATION

TRINIDAD, CO | Micro | Est. Jan. 1, 1903, midnight | FDIC #28860 | RSSD #401072 | FDIC
Latest Report: 2025-12-31

CENTURY SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in TRINIDAD, CO, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $62M. Profitability stands at 0.10% ROA and 0.69% ROE, with a net interest margin of 2.87%. The bank's CET1 capital ratio is 14.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 1.81%. FDIC Certificate #28860.

Assets

$76M

Deposits

$62M

Loans

$40M

Equity

$11M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 0.69%
Net Interest Margin (NIM) 2.87%
Yield on Assets 4.22%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio 0.07%
Texas Ratio 1.81%
NPA Ratio 0.27%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 14.28%
Tier 1 Capital 14.28%
Total Capital Ratio 15.00%
Leverage Ratio 16.56%
Loan-to-Deposit 64.37%

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