BanksCENTURY SAVINGS AND LOAN ASSOCIATION

CENTURY SAVINGS AND LOAN ASSOCIATION

TRINIDAD, COMicroEst. Jan. 1, 1903, midnightFDIC #28860RSSD #401072FDIC
Latest · 2025-12-31

CENTURY SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in TRINIDAD, CO, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $62M. Profitability stands at 0.10% ROA and 0.69% ROE, with a net interest margin of 2.87%. CET1 capital ratio: 14.28%, well above regulatory minimums. NPL ratio: 0.50% · Texas Ratio: 1.81%. Operates 1 domestic branch.

Assets
$76M
Deposits
$62M
Loans
$40M
Equity
$11M

Profitability

Return on Assets (ROA)0.10%
Return on Equity (ROE)0.69%
Net Interest Margin2.87%
Yield on Assets4.22%
Cost of Funds1.47%

Asset Quality

NPL Ratio0.50%
Net Charge-Off Ratio0.07%
Texas Ratio1.81%
NPA Ratio0.27%
ACL / Loans0.68%

Capital & Liquidity

CET1 Ratio14.28%
Tier 1 Capital14.28%
Total Capital Ratio15.00%
Leverage Ratio16.56%
Loan-to-Deposit64.37%

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