BANK OF THE WEST, THE

THOMAS, OK | Small | Est. Oct. 19, 1984, midnight | FDIC #25703 | RSSD #401755 | FDIC
Latest Report: 2025-12-31

BANK OF THE WEST, THE is asn small FDIC-insured commercial bank headquartered in THOMAS, OK, established in Oct. 19, 1984, midnight. As of 2025-12-31, the bank reported total assets of $175M and total deposits of $152M. Profitability stands at 2.26% ROA and 18.31% ROE, with a net interest margin of 5.14%. The bank's CET1 capital ratio is 12.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.93% and a Texas Ratio of 12.36%. FDIC Certificate #25703.

Assets

$175M

Deposits

$152M

Loans

$156M

Equity

$22M

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 18.31%
Net Interest Margin (NIM) 5.14%
Yield on Assets 7.50%
Cost of Funds 2.51%

Asset Quality

NPL Ratio 1.93%
Net Charge-Off Ratio 0.00%
Texas Ratio 12.36%
NPA Ratio 1.72%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 12.68%
Tier 1 Capital 12.68%
Total Capital Ratio 13.93%
Leverage Ratio 12.21%
Loan-to-Deposit 102.64%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required