SKOWHEGAN SAVINGS BANK

SKOWHEGAN, ME | Medium | Est. Oct. 2, 1869, midnight | FDIC #19532 | RSSD #401906 | FDIC
Latest Report: 2025-12-31

SKOWHEGAN SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in SKOWHEGAN, ME, established in Oct. 2, 1869, midnight. As of 2025-12-31, the bank reported total assets of $842M and total deposits of $709M. Profitability stands at 0.95% ROA and 6.85% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 22.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 2.14%. FDIC Certificate #19532.

Assets

$842M

Deposits

$709M

Loans

$613M

Equity

$118M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 6.85%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.22%
Cost of Funds 1.34%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.14%
NPA Ratio 0.32%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 22.80%
Tier 1 Capital 22.80%
Total Capital Ratio 23.90%
Leverage Ratio 15.08%
Loan-to-Deposit 86.47%

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