PORTAGE BANK

BELLEVUE, WA | Micro | Est. April 1, 1901, midnight | FDIC #8197 | RSSD #401951 | FDIC
Latest Report: 2025-12-31

PORTAGE BANK is amn micro FDIC-insured commercial bank headquartered in BELLEVUE, WA, established in April 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $74M. Profitability stands at 0.66% ROA and 7.89% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 11.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.77% and a Texas Ratio of 16.51%. FDIC Certificate #8197.

Assets

$97M

Deposits

$74M

Loans

$82M

Equity

$8M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 7.89%
Net Interest Margin (NIM) 4.27%
Yield on Assets 7.11%
Cost of Funds 4.50%

Asset Quality

NPL Ratio 1.77%
Net Charge-Off Ratio 0.14%
Texas Ratio 16.51%
NPA Ratio 1.49%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 11.42%
Tier 1 Capital 11.42%
Total Capital Ratio 12.36%
Leverage Ratio 8.17%
Loan-to-Deposit 109.60%

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