BanksPORTAGE BANK

PORTAGE BANK

BELLEVUE, WAMicroEst. April 1, 1901, midnightFDIC #8197RSSD #401951FDIC
Latest · 2025-12-31

PORTAGE BANK is an FDIC-insured commercial bank headquartered in BELLEVUE, WA, established in April 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $74M. Profitability stands at 0.66% ROA and 7.89% ROE, with a net interest margin of 4.27%. CET1 capital ratio: 11.42%, well above regulatory minimums. NPL ratio: 1.77% · Texas Ratio: 16.51%. Operates 2 domestic branches.

Assets
$97M
Deposits
$74M
Loans
$82M
Equity
$8M

Profitability

Return on Assets (ROA)0.66%
Return on Equity (ROE)7.89%
Net Interest Margin4.27%
Yield on Assets7.11%
Cost of Funds2.88%

Asset Quality

NPL Ratio1.77%
Net Charge-Off Ratio0.14%
Texas Ratio16.51%
NPA Ratio1.49%
ACL / Loans0.80%

Capital & Liquidity

CET1 Ratio11.42%
Tier 1 Capital11.42%
Total Capital Ratio12.36%
Leverage Ratio8.17%
Loan-to-Deposit109.60%

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