VERSAILLES SAVINGS AND LOAN COMPANY, THE

VERSAILLES, OH | Micro | Est. Dec. 13, 1887, midnight | FDIC #28703 | RSSD #402873 | FDIC
Latest Report: 2025-12-31

VERSAILLES SAVINGS AND LOAN COMPANY, THE is amn micro FDIC-insured commercial bank headquartered in VERSAILLES, OH, established in Dec. 13, 1887, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $49M. Profitability stands at 0.24% ROA and 1.25% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 19.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28703.

Assets

$63M

Deposits

$49M

Loans

$46M

Equity

$12M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 1.25%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.28%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 19.02%
Tier 1 Capital 19.02%
Total Capital Ratio 19.97%
Leverage Ratio 19.15%
Loan-to-Deposit 94.11%

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