BEACON BUSINESS BANK, NATIONAL ASSOCIATION

SAN FRANCISCO, CA | Small | Est. Aug. 21, 1984, midnight | FDIC #25644 | RSSD #403067 | OCC
Latest Report: 2025-12-31

BEACON BUSINESS BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in SAN FRANCISCO, CA, established in Aug. 21, 1984, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $132M. Profitability stands at 1.03% ROA and 10.44% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 16.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #25644.

Assets

$167M

Deposits

$132M

Loans

$113M

Equity

$17M

Profitability

Return on Assets (ROA) 1.03%
Return on Equity (ROE) 10.44%
Net Interest Margin (NIM) 3.78%
Yield on Assets 5.30%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 16.44%
Tier 1 Capital 16.44%
Total Capital Ratio 17.65%
Leverage Ratio 11.26%
Loan-to-Deposit 85.96%

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