CORNERSTONE BANK

YORK, NE | Large | Est. April 22, 1882, midnight | FDIC #5496 | RSSD #403151 | FED
Latest Report: 2025-12-31

CORNERSTONE BANK is aln large FDIC-insured commercial bank headquartered in YORK, NE, established in April 22, 1882, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.4B. Profitability stands at 1.18% ROA and 13.61% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 8.32%. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 3.18%. FDIC Certificate #5496.

Assets

$2.8B

Deposits

$2.4B

Loans

$2.1B

Equity

$243M

Profitability

Return on Assets (ROA) 1.18%
Return on Equity (ROE) 13.61%
Net Interest Margin (NIM) 3.39%
Yield on Assets 5.91%
Cost of Funds 2.99%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.22%
Texas Ratio 3.18%
NPA Ratio 0.31%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 8.32%
Tier 1 Capital 8.32%
Total Capital Ratio 8.74%
Leverage Ratio 9.39%
Loan-to-Deposit 85.73%

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