TRANSACT BANK, NATIONAL ASSOCIATION

DENVER, CO | Micro | Est. Dec. 11, 1905, midnight | FDIC #13986 | RSSD #403254 | OCC
Latest Report: 2025-12-31

TRANSACT BANK, NATIONAL ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in DENVER, CO, established in Dec. 11, 1905, midnight. As of 2025-12-31, the bank reported total assets of $7M and total deposits of $5M. Profitability stands at 1.56% ROA and 10.37% ROE, with a net interest margin of 1.63%. The bank's CET1 capital ratio is 38.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13986.

Assets

$7M

Deposits

$5M

Loans

$2M

Equity

$1M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 10.37%
Net Interest Margin (NIM) 1.63%
Yield on Assets 3.39%
Cost of Funds 3.38%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.00%

Capital & Liquidity

CET1 Ratio 38.43%
Tier 1 Capital 38.43%
Total Capital Ratio 38.43%
Leverage Ratio 16.01%
Loan-to-Deposit 44.64%

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