BanksTRANSACT BANK, NATIONAL ASSOCIATION

TRANSACT BANK, NATIONAL ASSOCIATION

DENVER, COMicroEst. Dec. 11, 1905, midnightFDIC #13986RSSD #403254OCC
Latest · 2025-12-31

TRANSACT BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in DENVER, CO, established in Dec. 11, 1905, midnight. As of 2025-12-31, the bank reported total assets of $7M and total deposits of $5M. Profitability stands at 1.56% ROA and 10.37% ROE, with a net interest margin of 1.63%. CET1 capital ratio: 38.43%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$7M
Deposits
$5M
Loans
$2M
Equity
$1M

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)10.37%
Net Interest Margin1.63%
Yield on Assets3.39%
Cost of Funds2.04%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.00%

Capital & Liquidity

CET1 Ratio38.43%
Tier 1 Capital38.43%
Total Capital Ratio38.43%
Leverage Ratio16.01%
Loan-to-Deposit44.64%

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