STATE BANK OF EAGLE BUTTE

EAGLE BUTTE, SD | Micro | Est. Feb. 1, 1960, midnight | FDIC #18145 | RSSD #403656 | FDIC
Latest Report: 2025-12-31

STATE BANK OF EAGLE BUTTE is amn micro FDIC-insured commercial bank headquartered in EAGLE BUTTE, SD, established in Feb. 1, 1960, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $77M. Profitability stands at 1.09% ROA and 10.55% ROE, with a net interest margin of 6.05%. The bank's CET1 capital ratio is 21.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.36% and a Texas Ratio of 4.32%. FDIC Certificate #18145.

Assets

$86M

Deposits

$77M

Loans

$31M

Equity

$9M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 10.55%
Net Interest Margin (NIM) 6.05%
Yield on Assets 6.63%
Cost of Funds 0.79%

Asset Quality

NPL Ratio 1.36%
Net Charge-Off Ratio 0.58%
Texas Ratio 4.32%
NPA Ratio 0.48%
ACL / Loans 3.09%

Capital & Liquidity

CET1 Ratio 21.99%
Tier 1 Capital 21.99%
Total Capital Ratio 23.25%
Leverage Ratio 11.03%
Loan-to-Deposit 39.82%

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