IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION

WATSEKA, IL | Medium | RSSD #403870
Latest Report: 2025-12-31

IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in WATSEKA, IL. As of 2025-12-31, the bank reported total assets of $830M and total deposits of $655M. Profitability stands at 0.63% ROA and 6.64% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 9.68%. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.24%.

Assets

$830M

Deposits

$655M

Loans

$599M

Equity

$82M

Profitability

Return on Assets (ROA) 0.63%
Return on Equity (ROE) 6.64%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.41%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.24%
NPA Ratio 0.24%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 9.68%
Tier 1 Capital 9.68%
Total Capital Ratio 10.16%
Leverage Ratio 10.90%
Loan-to-Deposit 91.44%

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