PARK BANK, THE

MADISON, WI | Large | Est. July 18, 1966, midnight | FDIC #19608 | RSSD #403946 | FDIC
Latest Report: 2025-12-31

PARK BANK, THE is aln large FDIC-insured commercial bank headquartered in MADISON, WI, established in July 18, 1966, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.71% ROA and 7.31% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 11.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 1.89%. FDIC Certificate #19608.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.3B

Equity

$151M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 7.31%
Net Interest Margin (NIM) 3.16%
Yield on Assets 5.24%
Cost of Funds 3.62%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.89%
NPA Ratio 0.20%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 11.69%
Tier 1 Capital 11.69%
Total Capital Ratio 12.92%
Leverage Ratio 10.40%
Loan-to-Deposit 101.75%

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