WOODSBORO BANK is asn small FDIC-insured commercial bank headquartered in WOODSBORO, MD, established in May 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $456M and total deposits of $418M. Profitability stands at 1.04% ROA and 15.41% ROE, with a net interest margin of 4.38%. The bank's CET1 capital ratio is 12.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.91%. FDIC Certificate #5873.
Assets
$456M
Deposits
$418M
Loans
$329M
Equity
$32M
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