BRIGHTON BANK

SALT LAKE CITY, UT | Small | Est. Jan. 3, 1978, midnight | FDIC #22578 | RSSD #406974 | FDIC
Latest Report: 2025-12-31

BRIGHTON BANK is asn small FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Jan. 3, 1978, midnight. As of 2025-12-31, the bank reported total assets of $317M and total deposits of $275M. Profitability stands at 1.23% ROA and 12.67% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 10.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.58%. FDIC Certificate #22578.

Assets

$317M

Deposits

$275M

Loans

$215M

Equity

$32M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 12.67%
Net Interest Margin (NIM) 5.00%
Yield on Assets 6.55%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.70%
Texas Ratio 0.58%
NPA Ratio 0.06%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 10.03%
Tier 1 Capital 10.03%
Total Capital Ratio 10.53%
Leverage Ratio 11.11%
Loan-to-Deposit 78.48%

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