ION BANK

NAUGATUCK, CT | Large | Est. Jan. 1, 1870, midnight | FDIC #18198 | RSSD #407506 | FED
Latest Report: 2025-12-31

ION BANK is aln large FDIC-insured commercial bank headquartered in NAUGATUCK, CT, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.2B. Profitability stands at -0.14% ROA and -1.15% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 14.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 6.08%. FDIC Certificate #18198.

Assets

$2.7B

Deposits

$2.2B

Loans

$2.1B

Equity

$330M

Profitability

Return on Assets (ROA) -0.14%
Return on Equity (ROE) -1.15%
Net Interest Margin (NIM) 4.17%
Yield on Assets 5.57%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.10%
Texas Ratio 6.08%
NPA Ratio 0.78%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 14.87%
Tier 1 Capital 14.87%
Total Capital Ratio 15.92%
Leverage Ratio 11.36%
Loan-to-Deposit 92.01%

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