AXIOM BANK, NATIONAL ASSOCIATION

MAITLAND, FL | Medium | Est. Jan. 1, 1962, midnight | FDIC #31390 | RSSD #408875 | OCC
Latest Report: 2025-12-31

AXIOM BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in MAITLAND, FL, established in Jan. 1, 1962, midnight. As of 2025-12-31, the bank reported total assets of $784M and total deposits of $658M. Profitability stands at -0.43% ROA and -3.72% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 11.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 7.79%. FDIC Certificate #31390.

Assets

$784M

Deposits

$658M

Loans

$491M

Equity

$90M

Profitability

Return on Assets (ROA) -0.43%
Return on Equity (ROE) -3.72%
Net Interest Margin (NIM) 3.94%
Yield on Assets 6.01%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 1.54%
Net Charge-Off Ratio 0.25%
Texas Ratio 7.79%
NPA Ratio 0.97%
ACL / Loans 1.52%

Capital & Liquidity

CET1 Ratio 11.48%
Tier 1 Capital 11.48%
Total Capital Ratio 12.06%
Leverage Ratio 10.95%
Loan-to-Deposit 74.61%

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