SPUR SECURITY BANK

SPUR, TX | Small | Est. Dec. 23, 1933, midnight | FDIC #15460 | RSSD #409265 | FDIC
Latest Report: 2025-12-31

SPUR SECURITY BANK is asn small FDIC-insured commercial bank headquartered in SPUR, TX, established in Dec. 23, 1933, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $125M. Profitability stands at 0.56% ROA and 8.26% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 15.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15460.

Assets

$135M

Deposits

$125M

Loans

$83M

Equity

$9M

Profitability

Return on Assets (ROA) 0.56%
Return on Equity (ROE) 8.26%
Net Interest Margin (NIM) 3.77%
Yield on Assets 6.56%
Cost of Funds 2.77%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 15.88%
Tier 1 Capital 15.88%
Total Capital Ratio 16.99%
Leverage Ratio 10.26%
Loan-to-Deposit 66.78%

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