ANDES STATE BANK is amn micro FDIC-insured commercial bank headquartered in LAKE ANDES, SD, established in Feb. 5, 1962, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at 1.48% ROA and 10.61% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 28.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.81% and a Texas Ratio of 2.23%. FDIC Certificate #18483.
Assets
$28M
Deposits
$24M
Loans
$11M
Equity
$4M
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