ANDES STATE BANK is an FDIC-insured commercial bank headquartered in LAKE ANDES, SD, established in Feb. 5, 1962, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $24M. Profitability stands at 1.48% ROA and 10.61% ROE, with a net interest margin of 4.72%. CET1 capital ratio: 28.63%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 2.23%. Operates 1 domestic branch.
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