FIRST STATE BANK is asn small FDIC-insured commercial bank headquartered in STRATFORD, TX, established in April 26, 1948, midnight. As of 2025-12-31, the bank reported total assets of $370M and total deposits of $325M. Profitability stands at 2.44% ROA and 21.01% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 11.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16695.
Assets
$370M
Deposits
$325M
Loans
$219M
Equity
$43M
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