CITIZENS NATIONAL BANK OF SOMERSET, THE

CITIZENS NATIONAL BANK OF SOMERSET, THE is amn medium FDIC-insured commercial bank headquartered in SOMERSET, KY, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $700M and total deposits of $546M. Profitability stands at 1.88% ROA and 33.48% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 14.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.51%. FDIC Certificate #2725.