FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in MOREHEAD, KY, established in Aug. 12, 1963, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $30M. Profitability stands at 0.04% ROA and 0.15% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 39.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.92% and a Texas Ratio of 6.42%. FDIC Certificate #31409.