BRANTLEY BANK & TRUST COMPANY

BRANTLEY, AL | Small | Est. March 6, 1946, midnight | FDIC #16386 | RSSD #411231 | FDIC
Latest Report: 2025-12-31

BRANTLEY BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in BRANTLEY, AL, established in March 6, 1946, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $105M. Profitability stands at 0.73% ROA and 8.35% ROE, with a net interest margin of 5.04%. The bank's CET1 capital ratio is 8.68%. Asset quality metrics show a non-performing loan ratio of 1.41% and a Texas Ratio of 11.53%. FDIC Certificate #16386.

Assets

$116M

Deposits

$105M

Loans

$75M

Equity

$10M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 8.35%
Net Interest Margin (NIM) 5.04%
Yield on Assets 6.65%
Cost of Funds 2.22%

Asset Quality

NPL Ratio 1.41%
Net Charge-Off Ratio 0.23%
Texas Ratio 11.53%
NPA Ratio 1.08%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 8.68%
Tier 1 Capital 8.68%
Total Capital Ratio 9.11%
Leverage Ratio 10.30%
Loan-to-Deposit 71.23%

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