BanksBRANTLEY BANK & TRUST COMPANY

BRANTLEY BANK & TRUST COMPANY

BRANTLEY, ALSmallEst. March 6, 1946, midnightFDIC #16386RSSD #411231FDIC
Latest · 2025-12-31

BRANTLEY BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in BRANTLEY, AL, established in March 6, 1946, midnight. As of 2025-12-31, the bank reported total assets of $116M and total deposits of $105M. Profitability stands at 0.73% ROA and 8.35% ROE, with a net interest margin of 5.04%. CET1 capital ratio: 8.68%. NPL ratio: 1.41% · Texas Ratio: 11.53%. Operates 4 domestic branches.

Assets
$116M
Deposits
$105M
Loans
$75M
Equity
$10M

Profitability

Return on Assets (ROA)0.73%
Return on Equity (ROE)8.35%
Net Interest Margin5.04%
Yield on Assets6.65%
Cost of Funds1.64%

Asset Quality

NPL Ratio1.41%
Net Charge-Off Ratio0.23%
Texas Ratio11.53%
NPA Ratio1.08%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio8.68%
Tier 1 Capital8.68%
Total Capital Ratio9.11%
Leverage Ratio10.30%
Loan-to-Deposit71.23%

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