OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE

OKAWVILLE, IL | Micro | Est. Jan. 1, 1910, midnight | FDIC #3827 | RSSD #411240 | OCC
Latest Report: 2025-12-31

OLD EXCHANGE NATIONAL BANK OF OKAWVILLE, THE is amn micro FDIC-insured commercial bank headquartered in OKAWVILLE, IL, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $85M. Profitability stands at 1.09% ROA and 13.46% ROE, with a net interest margin of 2.86%. The bank's CET1 capital ratio is 20.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.53%. FDIC Certificate #3827.

Assets

$96M

Deposits

$85M

Loans

$41M

Equity

$8M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 13.46%
Net Interest Margin (NIM) 2.86%
Yield on Assets 4.75%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio --
Texas Ratio 0.53%
NPA Ratio 0.04%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 20.51%
Tier 1 Capital 20.51%
Total Capital Ratio 21.36%
Leverage Ratio 11.17%
Loan-to-Deposit 47.53%

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