COMMUNITY BANK OF OKLAHOMA

VERDEN, OK | Micro | Est. Aug. 1, 1907, midnight | FDIC #4217 | RSSD #412452 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF OKLAHOMA is amn micro FDIC-insured commercial bank headquartered in VERDEN, OK, established in Aug. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $53M. Profitability stands at 0.58% ROA and 4.89% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 12.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.07% and a Texas Ratio of 15.07%. FDIC Certificate #4217.

Assets

$61M

Deposits

$53M

Loans

$39M

Equity

$8M

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 4.89%
Net Interest Margin (NIM) 4.63%
Yield on Assets 6.00%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 3.07%
Net Charge-Off Ratio --
Texas Ratio 15.07%
NPA Ratio 1.98%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.50%
Tier 1 Capital 12.50%
Total Capital Ratio 13.12%
Leverage Ratio 13.12%
Loan-to-Deposit 74.60%

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