HSBC BANK USA, NATIONAL ASSOCIATION

TYSONS, VA | National | Est. July 1, 2004, midnight | FDIC #57890 | RSSD #413208 | OCC
Latest Report: 2025-12-31

HSBC BANK USA, NATIONAL ASSOCIATION is ann national FDIC-insured commercial bank headquartered in TYSONS, VA, established in July 1, 2004, midnight. As of 2025-12-31, the bank reported total assets of $165.3B and total deposits of $137.5B. Profitability stands at 0.96% ROA and 9.61% ROE, with a net interest margin of 1.80%. The bank's CET1 capital ratio is 15.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.33% and a Texas Ratio of 4.41%. FDIC Certificate #57890.

Assets

$165.3B

Deposits

$137.5B

Loans

$54.3B

Equity

$16.2B

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 9.61%
Net Interest Margin (NIM) 1.80%
Yield on Assets 4.55%
Cost of Funds 3.95%

Asset Quality

NPL Ratio 1.33%
Net Charge-Off Ratio 0.26%
Texas Ratio 4.41%
NPA Ratio 0.44%
ACL / Loans 0.71%

Capital & Liquidity

CET1 Ratio 15.92%
Tier 1 Capital 17.45%
Total Capital Ratio 19.45%
Leverage Ratio 10.27%
Loan-to-Deposit 39.52%

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