FIRST STATE BANK OF OLMSTED is an FDIC-insured commercial bank headquartered in OLMSTED, IL, established in Nov. 7, 1921, midnight. As of 2025-12-31, the bank reported total assets of $78M and total deposits of $68M. Profitability stands at 1.04% ROA and 8.67% ROE, with a net interest margin of 3.85%. CET1 capital ratio: 12.03%, well above regulatory minimums. NPL ratio: 0.76% · Texas Ratio: 3.77%. Operates 2 domestic branches.
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