CITIZENS STATE BANK is asn small FDIC-insured commercial bank headquartered in SHELDON, IA, established in March 15, 1961, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $175M. Profitability stands at 1.58% ROA and 13.50% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 10.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #18356.
Assets
$199M
Deposits
$175M
Loans
$127M
Equity
$23M
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