F&M BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in HANNIBAL, MO, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $182M and total deposits of $165M. Profitability stands at 0.84% ROA and 9.53% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 15.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.92% and a Texas Ratio of 7.29%. FDIC Certificate #30595.
Assets
$182M
Deposits
$165M
Loans
$117M
Equity
$17M
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