INCOMMONS BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in MEXIA, TX, established in Feb. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $271M and total deposits of $226M. Profitability stands at 1.71% ROA and 20.37% ROE, with a net interest margin of 4.81%. The bank's CET1 capital ratio is 13.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 3.26%. FDIC Certificate #3342.
Assets
$271M
Deposits
$226M
Loans
$205M
Equity
$23M
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