FIRST STATE BANK

ANADARKO, OK | Small | Est. Feb. 5, 1909, midnight | FDIC #12283 | RSSD #41553 | FED
Latest Report: 2025-12-31

FIRST STATE BANK is asn small FDIC-insured commercial bank headquartered in ANADARKO, OK, established in Feb. 5, 1909, midnight. As of 2025-12-31, the bank reported total assets of $146M and total deposits of $137M. Profitability stands at -0.52% ROA and -8.44% ROE, with a net interest margin of 2.68%. The bank's CET1 capital ratio is 5.87%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 1.50%. FDIC Certificate #12283.

Assets

$146M

Deposits

$137M

Loans

$38M

Equity

$9M

Profitability

Return on Assets (ROA) -0.52%
Return on Equity (ROE) -8.44%
Net Interest Margin (NIM) 2.68%
Yield on Assets 4.25%
Cost of Funds 1.54%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.50%
NPA Ratio 0.10%
ACL / Loans 2.38%

Capital & Liquidity

CET1 Ratio 5.87%
Tier 1 Capital 5.87%
Total Capital Ratio 6.16%
Leverage Ratio 11.42%
Loan-to-Deposit 27.85%

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