BUSEY BANK

CHAMPAIGN, IL | Regional | Est. July 8, 1946, midnight | FDIC #16450 | RSSD #416245 | FED
Latest Report: 2025-12-31

BUSEY BANK is arn regional FDIC-insured commercial bank headquartered in CHAMPAIGN, IL, established in July 8, 1946, midnight. As of 2025-12-31, the bank reported total assets of $18.1B and total deposits of $15.0B. Profitability stands at 1.60% ROA and 11.75% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 13.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 1.95%. FDIC Certificate #16450.

Assets

$18.1B

Deposits

$15.0B

Loans

$13.6B

Equity

$2.5B

Profitability

Return on Assets (ROA) 1.60%
Return on Equity (ROE) 11.75%
Net Interest Margin (NIM) 3.83%
Yield on Assets 5.65%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.41%
Texas Ratio 1.95%
NPA Ratio 0.29%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 13.97%
Tier 1 Capital 13.97%
Total Capital Ratio 14.86%
Leverage Ratio 12.00%
Loan-to-Deposit 90.29%

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