ABBEVILLE FIRST BANK, SSB

ABBEVILLE, SC | Small | Est. Jan. 1, 1907, midnight | FDIC #30619 | RSSD #416272 | FDIC
Latest Report: 2025-12-31

ABBEVILLE FIRST BANK, SSB is asn small FDIC-insured commercial bank headquartered in ABBEVILLE, SC, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $113M. Profitability stands at 0.61% ROA and 7.08% ROE, with a net interest margin of 3.87%. The bank's CET1 capital ratio is 8.59%. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 4.88%. FDIC Certificate #30619.

Assets

$137M

Deposits

$113M

Loans

$88M

Equity

$12M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 7.08%
Net Interest Margin (NIM) 3.87%
Yield on Assets 5.54%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.03%
Texas Ratio 4.88%
NPA Ratio 0.45%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 8.59%
Tier 1 Capital 8.59%
Total Capital Ratio 9.02%
Leverage Ratio 10.29%
Loan-to-Deposit 77.99%

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