PIONEER BANK

STANLEY, VA | Small | Est. Dec. 3, 1909, midnight | FDIC #6913 | RSSD #41629 | FED
Latest Report: 2025-12-31

PIONEER BANK is asn small FDIC-insured commercial bank headquartered in STANLEY, VA, established in Dec. 3, 1909, midnight. As of 2025-12-31, the bank reported total assets of $354M and total deposits of $283M. Profitability stands at 1.10% ROA and 9.99% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 13.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #6913.

Assets

$354M

Deposits

$283M

Loans

$290M

Equity

$39M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 9.99%
Net Interest Margin (NIM) 4.70%
Yield on Assets 6.36%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 13.91%
Tier 1 Capital 13.91%
Total Capital Ratio 14.79%
Leverage Ratio 11.40%
Loan-to-Deposit 102.45%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required