FIRST SECURITY BANK

MACKINAW, IL | Small | Est. Jan. 1, 1934, midnight | FDIC #3698 | RSSD #416339 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK is asn small FDIC-insured commercial bank headquartered in MACKINAW, IL, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $140M and total deposits of $123M. Profitability stands at 1.11% ROA and 9.56% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 7.32%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3698.

Assets

$140M

Deposits

$123M

Loans

$110M

Equity

$16M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 9.56%
Net Interest Margin (NIM) 3.95%
Yield on Assets 6.25%
Cost of Funds 2.40%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 7.32%
Tier 1 Capital 7.32%
Total Capital Ratio 7.69%
Leverage Ratio 9.40%
Loan-to-Deposit 89.84%

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