THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA

SIOUX CITY, IA | Large | Est. Jan. 1, 1884, midnight | FDIC #4506 | RSSD #418249 | OCC
Latest Report: 2025-12-31

THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA is aln large FDIC-insured commercial bank headquartered in SIOUX CITY, IA, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.3B. Profitability stands at 1.36% ROA and 11.48% ROE, with a net interest margin of 3.39%. The bank's CET1 capital ratio is 11.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 2.30%. FDIC Certificate #4506.

Assets

$1.7B

Deposits

$1.3B

Loans

$1.2B

Equity

$200M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 11.48%
Net Interest Margin (NIM) 3.39%
Yield on Assets 5.08%
Cost of Funds 3.80%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.30%
NPA Ratio 0.30%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 11.76%
Tier 1 Capital 11.76%
Total Capital Ratio 12.35%
Leverage Ratio 12.38%
Loan-to-Deposit 86.55%

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