PEOPLES BANK OF MACON

MACON, IL | Micro | Est. May 11, 1964, midnight | FDIC #19105 | RSSD #418436 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF MACON is amn micro FDIC-insured commercial bank headquartered in MACON, IL, established in May 11, 1964, midnight. As of 2025-12-31, the bank reported total assets of $24M and total deposits of $21M. Profitability stands at 0.47% ROA and 3.75% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 12.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #19105.

Assets

$24M

Deposits

$21M

Loans

$6M

Equity

$3M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 3.75%
Net Interest Margin (NIM) 3.16%
Yield on Assets 3.96%
Cost of Funds 1.12%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 12.54%
Tier 1 Capital 12.54%
Total Capital Ratio 13.17%
Leverage Ratio 12.37%
Loan-to-Deposit 29.51%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required