BanksPEOPLES BANK OF MACON

PEOPLES BANK OF MACON

MACON, ILMicroEst. May 11, 1964, midnightFDIC #19105RSSD #418436FDIC
Latest · 2025-12-31

PEOPLES BANK OF MACON is an FDIC-insured commercial bank headquartered in MACON, IL, established in May 11, 1964, midnight. As of 2025-12-31, the bank reported total assets of $24M and total deposits of $21M. Profitability stands at 0.47% ROA and 3.75% ROE, with a net interest margin of 3.16%. CET1 capital ratio: 12.54%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$24M
Deposits
$21M
Loans
$6M
Equity
$3M

Profitability

Return on Assets (ROA)0.47%
Return on Equity (ROE)3.75%
Net Interest Margin3.16%
Yield on Assets3.96%
Cost of Funds0.85%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio12.54%
Tier 1 Capital12.54%
Total Capital Ratio13.17%
Leverage Ratio12.37%
Loan-to-Deposit29.51%

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